Africa Pushes Back
From focusing on money transfer in Kenya, where there has been a lot of development and competition especially in the area of mobile money transfers, it now moves on to what about across Africa? From country to country?
Today in Nairobi Ecobank formally launched their Rapidtransfer which was rolled out in October 2009 is now available in Kenya. With Rapidtransfer one can send money to families members e.g. school fees, pay for goods, send cash to another account in another country, and have the funds available instantly in local currency.
An illustration used was for how one can now transfer money from Mombasa Kenya to Dakar Senegal – and with Rapidtransfer, an individual can send a maximum of $10,000 per day between the two points on opposite sides of the continent instantly! It is also open to non-account holders and can be used for intra-country transfers as well. The product works only within the Ecobank network, which now covers about 30 countries. They get around the foreign currency restrictions in some countries by making and receiving payments in local currency (no forex exposure to customer) and all at a competitive rate compared to Western Union or Moneygram.

Rapidtransfer was was launched by Kenya’s Central Bank Governor who chided the media for wanting too much from the product already. On whether Rapidtransfer will be on mobile phone, he gave tales about trying to buy a car in 1992 when money would take a week to be transferred from a Nairobi account to a Mombasa account and this was also at a time when branches were not linked and one could only transact at a particular branch.
Rapidtransfer is unique in that many because banks don’t talk to each other across border e.g. a bank in Kenya and a bank in Uganda may share the same parent or name but customers who cross borders are not able to transact (except using visa). However, Ecobank customers are also able to use their ATM bank card in all the 30 countries they are present to fully transact across borders.
Magic Of The African Mask

African Masks are among the most fantastic works of African art and their variety and magic is unique. Ancestors in particular, but also nature spirits, use the medium of the mask to reach the living and to make their wishes known.
The African imagination reaches is climax in the mask dance. Out of a collaboration of carvers, costume makers, specialists in ritual, musicians and dancers a group art form emerges, whose complex structure of ritually defined choreography, noises, rhythms and music achieve a considerable degree of fantasy and intensity. In the old masquerade traditions, the urgency of each dancer’s performance derived from the conviction, “I am not myself.” It was not he who danced; it was he who was danced. A being or spirit entered his body, thus assuming the outward form and communicating in this physical embodiment with the circle of living and visible onlookers. States of possession and trance, still an everyday occurrence in the voodoo religions of the Republic of Benin or the Caribbean suggest the nature of this mental transgression to borderlines. In other words, dancing a mask was ideally not an expression of individual skill but a veritably religious act, of devotion to a supernatural power. In many regions this devotion was and still is expedited by ritual regulations governing the carving of masks and the preparation of the dancers for their performance. The dancing of masks is surrounded by an entire liturgy, designed to encourage the entry of the supernatural into the mundane world.
This mystical interpretation may not be to everyone’s taste and the extent to which a mask dancer in fact identifies with some transcendent being is controversial. For this reason it would be advisable to assume a range of variation, extending from complete embodiment through various degrees of inspiration to an “actors portrayal” of a supernatural mask spirit.
In contrast to the institutionalized world religions that dominate today, African religious beliefs often differed from one area to the next. The uniformity of these official churches in both the East and West has always been foreign to the strongly regionally or locally colored African forms of faith. The lack of a written language proved an advantage when it cam to the individual religious imagination, since it worked against the emergence of any form of bibliolatry or dogmatic rigor. African oral traditions left great leeway for personal interpretation. In many cases, Africans have even succeeded in integrating imported Western religions into their older cults, expanding the spectrum of religious forms of expression.
Instead of a supreme being or a canonically established pantheon of divinities, the African heavens are populated by innumerable spirits and beings. This so-called animism, fought by Christian missionaries and Moslem marabouts, is rich in transcendental forms of existence that populate the continuum between this life and the life beyond. The continent of ancestors alone is enormous, and savannah, woodlands and waters abound with nature entities and spirits. These are augmented by more clearly defined notions of gods, as with the Yoruba, whose beliefs recall the polytheism of European antiquity.
In many depictions of animals, or depictions of spirits in animal form, not only actual species of the bush or savannah may be represented but mythical animal beings as well.
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